Personal Finance Intelligence
Budgets, bank statement import, debt payoff plans and investments in one native Windows app. No account, no cloud: your money data stays in one file on your PC.
Free · open source (MIT) · Windows 10 and 11 · English, Français, العربية
PFI replaces the spreadsheet: import what your bank gives you, and the app sorts, plans and forecasts.
CSV, OFX/QFX, QIF and CAMT.053. PFI remembers each bank's format and shows possible duplicates side by side before anything is saved.
PFI learns from the transactions you categorise yourself, and your own rules always come first.
Monthly limits per category with a month-end projection, and savings goals linked to real accounts.
Compare highest interest first, smallest balance first and minimum payments only, with payoff dates and total interest.
Every day of the year as a heatmap, plus your year in review: savings rate, no-spend days, biggest expense.
Change many transactions at once and tick off your bank statement until the difference is zero.
Holdings with prices from online sources, money-weighted and time-weighted returns, dividends and target allocation.
Cash-flow forecast with probability ranges from your own history; unusual expenses and subscriptions flagged.
Accounts in any currency, converted to the one you report in (CHF, EUR, MAD, USD…) with daily exchange rates.
Enter the interest rate and minimum payment of each loan or card, choose how much extra you can pay, and see the month you become debt-free.
Shown with the built-in demo data, which you can load and remove in Settings.
Yes. PFI is free on the Microsoft Store and open source under the MIT license. There are no ads, no subscription and no in-app purchases.
No. You download your statement from your bank's website and import the file (CSV, OFX/QFX, QIF or CAMT.053). PFI never asks for your bank login. How to import a CAMT.053 file.
In a single SQLite file in your Windows user folder. Nothing is sent to a server; backups go to a folder you choose and can be protected with a password.
Yes. Settings › Move to another PC creates one file with everything; open it on the new PC with "Restore from a backup".
Windows 10 version 2004 or later and Windows 11, on 64-bit x64 PCs.
English, French and Arabic (right-to-left layout included).
